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U.S. Bank Altitude Reserve review: This overlooked card might be the perfect fit for your (mobile) wallet

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U.S. Bank Altitude Reserve review: This overlooked card might be the perfect fit for your (mobile) wallet

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Looking to expand your credit card lineup and get more flexibility from the rewards you earn? With a 50,000-point sign-up bonus (worth $750 in travel), a $325 annual travel credit, and 3x points on travel and mobile wallet purchases, the U.S. Bank Altitude Reserve Visa Infinite may be the card you are looking for.

Most people in the points-and-miles hobby don’t have a lot of cards from U.S. Bank, so the U.S. Bank Altitude Reserve is an excellent card to consider if you already have cards from other issuers, like Chase.

Here’s what you get with the U.S. Bank Altitude Reserve to help you decide if it’s a good fit for you.

The information for the U.S. Bank Altitude Reserve card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

The 50,000-point sign-up bonus is worth $750 toward travel which includes airfare and hotels. (Photo by Maryna Patzen/Shutterstock)

Current bonus

With the U.S. Bank Altitude Reserve card, you can earn 50,000 points (worth $750 in travel) after spending $4,500 on qualifying purchases within 90 days of account opening.

And you’ll earn:

  • 3x points per $1 on travel purchases
  • 3x points per $1 on mobile wallet purchases (like Apple Pay or Samsung Pay)
  • 1 point per dollar spent on all other purchases

That means you’ll earn a minimum of 54,500 points after meeting the minimum spending requirements (50,000 points from the sign-up bonus, plus at least 4,500 points from minimum spending). And you’ll likely earn many more points if you frequently use the card for travel or mobile wallet purchases.

Benefits and perks

Annual travel credit

In addition to the sign-up bonus, you’ll get a $325 travel credit every cardmember year. You’ll also receive complimentary membership to Priority Pass Select airport lounges, with four free entries per year for you and one guest (you will not get additional memberships for authorized users).

Global Entry/TSA PreCheck fee credit

Being stuck in the airport security line can really muck up a trip. Instead of dreading the airport experience, enroll in TSA PreCheck or Global Entry (which comes with TSA PreCheck). Once you’re approved, you can use an expedited security line (if your airport has one) when you’re flying with any of the 60+ participating airlines. Plus, you won’t have to remove your shoes, belt or laptop. It makes airport security a breeze. TSA PreCheck costs $85 and Global Entry costs $100, but if you pay either of those fees with this card, the fee will be reimbursed up to $100.

You can use this credit once every four years. When renew your TSA PreCheck or Global Entry with the card, you receive a statement credit of up to $100 as long as you keep your U.S. Bank Altitude Reserve.

Gogo Inflight Internet

Gogo Inflight Internet serves many popular airlines, such as American Airlines, Air Canada, Alaska Airlines, Delta Air Lines and United Airlines.  The U.S. Bank Altitude Reserve comes with 12 complimentary Gogo passes. You need to register your card with Gogo prior to your flight to access your passes, which can be a valuable benefit for frequent travelers. If you’ve ever looked at the price of internet on a flight, this could save you money if you’re inclined to surf the web during your flight.

Primary car rental insurance

The U.S. Bank Altitude Reserve gives you primary car rental insurance when you charge your entire rental amount to your card and decline the rental agency’s collision insurance (or loss damage waiver). It can save you $15+ per day on car rentals because you don’t have to pay for the insurance offered by the rental agency.

Priority Pass lounge membership

The U.S. Bank Altitude Reserve comes with a Priority Pass membership. You’ll receive four free lounge visits per year for you and one guest.  After your fourth visit, you’ll be charged a discounted fee of $27 per person per visit.

This is far from the best Priority Pass membership available with a card. The Chase Sapphire Reserve® and The Platinum Card® from American Express have far better Priority Pass perks (enrollment required).

Here’s an in-depth look at the U.S. Bank Altitude Reserve Card’s benefits and perks.

How to use U.S. Bank Altitude points

There are a number of ways to redeem points earned from the U.S. Bank Altitude Reserve card:

  • Airfare, hotels and car rentals: Redeem points at a rate of 1.5 cents per point when using the U.S. Bank travel portal.
  • Statement credit: Redeem points for a statement credit at a rate of 1 cent per point.
  • Annual fee: Pay the $400 annual fee by redeeming 35,000 points for an effective redemption rate of ~1.14 cents per point ($400/35,000 points).

Note:   The minimum redemption is 1,000 points.

For anyone who likes free travel, using points for airfare, hotel and car rentals is a great option. Unfortunately, the U.S. Bank Altitude Reserve card does not have transfer partners, such as those offered through other cards like Chase and American Express. But the travel redemption rate of 1.5 cents per point is the same as one of our favorite cards, the Chase Sapphire Reserve.

Keep in mind, the $325 credit per cardmember year will offset travel expenses like flights, hotels, car rentals, and even public transportation.

Is the annual fee worth it?

The U.S. Bank Altitude Reserve card comes with an annual fee of $400, which is not waived the first year. And authorized users are an extra $75 each. But if you make the most of the card’s perks, you can offset most or all of the annual fee.

For example, the $325 in annual travel credits nearly covers the cost of the annual fee. If you use other benefits like the lounge membership and internet passes, you’re sure to come out ahead.

Plus, the card’s annual fee is lower than the annual fee for other popular travel cards like the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card and Platinum Card® from American Express.

Here are the questions you should ask yourself when deciding whether the annual fee is worth it for you.

Other travel cards to consider

If you’re new to this hobby, you should apply for the Chase cards you want first. That way you aren’t restricted by Chase’s approval rules.

There are many fantastic travel cards from Chase, like the Chase Sapphire Reserve and Chase Sapphire Preferred Card.

But if you can’t apply for Chase cards for a while or aren’t close to opening five cards in the last 24 months, this card could be a good option for you. Here’s an easy way to check your 5/24 status.

Insider tip

It’s worth noting that you must have an existing relationship with U.S. Bank to be approved for this card. I called U.S. Bank, and they said any product you have with them (auto loan, checking account, credit card) counts as a relationship. So if you have a U.S. Bank credit card, you have a relationship with U.S. Bank and are eligible for this card.

Note:  U.S. Bank is picky about approving applicants for its cards. And they are known for pulling credit scores from unconventional credit bureaus. Here’s how you can improve your approval odds by freezing your credit from these bureaus.

Who is this card for?

If you frequently make travel or mobile wallet purchases, this card is a great option.

Both of these categories earn 3x points per $1 spent.  And if you redeem your U.S. Bank Altitude points for travel, each point is worth 1.5 cents. That’s a total return of 4.5% (3 points x 1.5 cents per point), a great deal.

Lots of stores and retailers accept mobile wallet payments, making it easy to earn 3 points per $1 spent. (Photo by ESB Professional/Shutterstock)

And if you would prefer cash back, you can redeem U.S. Bank Altitude points for statement credit at a rate of 1 cent per point. That’s a total return of 3% (3 points x 1 cent per point), which is also a good deal.

Bottom line

If you frequently use a credit card for travel or mobile wallet purchases, the U.S. Bank Altitude Reserve card may be just what you are looking for.

The 3x earning rate on mobile wallet purchases is one of the best rates available. And it gives you a total return of 4.5% when you redeem points at 1.5 cents per point on the U.S. Bank travel portal. Plus, you get other great perks like a $325 in travel credit every cardmember year, Priority Pass Select membership with four free entries per year, and 12 free Gogo inflight Wi-Fi passes.

Are you a fan of the U.S. Bank Altitude Reserve card? If so, let us know why you like it.



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Flying can be stressful for both people and animals, but especially for dogs. It can be very stressful to check in at a congested airport and board a busy plane. Due to this, many pet owners prefer traveling with their cherished furry friends in the cabin of the aircraft as opposed to the pet cargo compartment. Owners are able to keep their dog company and offer comfort and assurance in this way.

Flying can be an incredibly stressful and overwhelming experience for both people and animals, but especially for dogs. Checking in at a crowded airport and boarding a busy plane can be an intimidating experience for our beloved furry friends. As a result, many pet owners choose to fly with their beloved pets in the cabin of the aircraft, rather than in the pet cargo compartment, so that they can stay close to their dog and provide comfort and assurance. This is a much more preferable option for many pet owners.

A medium-sized dog wearing a red bandana is sitting on the floor at a busy airport, looking up anxiously at its owner. The owner is standing in front of the dog, holding its leash and comforting the animal with a soothing hand on its head. The background features a bustling airport terminal with people and luggage moving around.

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14 Airlines That Allow Pets in Cabin on International Flights [2023]

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Traveling with our furry companions has become increasingly popular, and many airlines have recognized the importance of accommodating passengers’ beloved pets. Instead of leaving them behind or entrusting them to a pet sitter, more and more pet owners are seeking airlines that allow flying with pets in the cabin on international flights. There are many airlines that allow pets in cabin on international flights. 

This article will explore several airlines that go the extra mile to ensure a comfortable and safe journey for both humans and their four-legged friends. From pet policies to cabin requirements for airlines that allow pets in cabin on international flights, let’s dive into the top airlines that warmly welcome dogs and cats on board.

The following airlines allow pets in cabin on international flights:

  1. Aegean Airlines
  2. Air Canada
  3. Air Europa
  4. Air France
  5. Alaska Air
  6. American Airlines
  7. Delta
  8. French Bee
  9. JetBlue
  10. Lufthansa
  11. TAP Air Portugal
  12. TUI Fly
  13. United Airlines
  14. Vueling

Related post:
Flying Dogs in Cargo: Will my dog be safe?
Airlines that Allow Flying with a Large Dog in Cabin [Pet Policies]


Which airlines allow pets in cabin on international flights?

Aegean Airlines Pet Policy.

  • Maximum weight: 8 kg (including carrier)
  • Maximum carrier size: 55 x 40 x 23 cm
  • Cost: 60 EUR (prices differ depending on time of year)

Additional information:

  • Transportation of dogs and cats to the UK is only permitted for flights to London Heathrow and only to be sent as cargo. 

Visit Aegean’s website for more information.


Air Canada Pet Policy.

  • Maximum weight: 22 pounds (including carrier)
  • Maximum carrier size: 27 x 40 x 55 cm (soft-sided crate) & 23 x 40 x 55 cm (hard-sided crate)
  • Cost: $100-118 CAD

Additional information:

  • Pets cannot travel with you if you:
    • Are an unaccompanied minor
    • Are seated in an exit or bulkhead row
    • Are travelling in Premium Economy
  • On flights operated by their Aribus fleet, pets may not travel in the First Class cabin. 
  • On Boeing 789 and 788 aircraft, the pet carrier cannot exceed H20 x W40 x L43 cm
  • On Boeing 777-300ER and 777-200LR aircraft, the pet carrier cannot exceed H21 x W38 x L43 cm

For more info, visit Air Canada’s website.


Air Europa Pet Policy.

  • Maximum weight: 8kg (10kg including carrier) or 6kg on flights operated by ATR
  • Maximum carrier size: 55 x 35 x 25 cm
  • Cost: 27-55 USD within Europe and 165 USD long-haul

Additional information:

  • Prices subjects to possible surcharges for taxes in certain countries.
  • Dogs must be at least 3 months old to travel on medium and long haul flights.
  • Passengers are not permitted to bring pets in the Business cabin.
  • Pets in the cabin may not fly in an emergency or XL seat.

Visit Air Europa’s website for more information.


Alaska Air Pet Policy.

  • Maximum weight: 9kg / 20 pounds (including carrier)
  • Maximum carrier size: 43 x 28 x 24 cm (soft) / 43 x 28 x 19 cm (hard)
  • Cost: 100 USD each way

Additional information:

  • You may not occupy an emergency exit row, or any seat with an airbag safety belt.
  • On flights operated by their Aribus fleet, pets may not travel in the First Class cabin. 

Visit Alaska Air’s website for more information.


American Airlines Pet Policy.

  • Maximum weight: 9 kg / 20 pounds (including carrier)
  • Maximum carrier size: depends on flight (call the airline for specific restrictions)
  • Cost: 125 USD each way

Additional information:

  • Pets are not permitted to fly in cabin on international flights over 12 hours, or transatlantic flights.
  • Due to the lack of under-seat storage space, carry-on dogs are not permitted in First or Business on the following Boeing planes:
    • 777-200
    • 777-300
    • 787-8
    • 787-9

For more info on additional restrictions, visit AA’s website.


Air France Pet Policy.

  • Maximum weight: 8 kg / 17 pounds (including carrier)
  • Maximum carrier size: 46 x 28 x 24 cm (soft carriers recommended)
  • Cost: 30-125 EUR international

Additional information:

  • Pets are not permitted to fly in cabin on international intercontinental flights.
  • Pets are not permitted to fly in cabin in business on international flights.
  • Each passenger may travel with only 1 pet.

For more info, visit Air France’s website.


Delta Pet Policy.

  • Maximum weight: No limit, but pets must fit comfortably in carrier under seat
  • Maximum carrier size: depends on flight (check the under-seat dimensions on your aircraft here)
  • Cost: 125 USD within North America, 200 USD international and 75 USD to Brazil

Additional Information:

  • The following age restrictions apply:
    • Pets must be at least 16 weeks old for travel to/from the U.S.
    • Pets must be at least 15 weeks old for travel to/from the EU.
  • For any travel to or from the following destinations, pets are not permitted in the cabin:
    • Australia
    • Barbados
    • Dubai
    • Hong Kong
    • Iceland
    • Jamaica  
    • New Zealand
    • Republic of Ireland
    • South Africa
    • United Kingdom
    • United Arab Emirates

For more info on additional restrictions, visit Delta’s website.


French Bee Pet Policy.

  • Maximum weight: 8 kg / 17 pounds (including carrier)
  • Maximum carrier size:43x35x20cm
  • Cost: 50€ each way

Additional information:

  • Sub-nosed animals are not permitted on their flights
    • Breeds include: pugs, bulldogs, boxers, Pekinese and shih tsus
  • Category 1 (attack dogs) and Category 2 dogs (guard and defence dogs) are not permitted to be taken by any one under the age of 18, or by adults subject to guardianship. 

For more info, head to French Bee’s website.


JetBlue Pet Policy.

  • Maximum weight: 9 kg / 20 pounds (including carrier)
  • Maximum carrier size: 17″L x 12.5″W x 8.5″H
  • Cost: 125 USD each way

Additional information:

  • For any travel to or from the following destinations, pets are not permitted in the cabin:
    • London
    • Jamaica
    • Barbados
    • Trinidad & Tobago
    • St. Lucia
    • Cayman Islands

For more info, head to JetBlue’s website.


Lufthansa Pet Policy.

  • Maximum weight: 8 kg / 17.6 pounds (including carrier)
  • Maximum carrier size: 55 x 40 x 23 cm
  • Cost: 60 EUR international within Europe and 80-110 EUR international outside Europe

Additional information:

  • You must complete this form before boarding your flight.
  • You are not able to fly into the UK with a pet. 

Visit Lufthansa’s website for more information.


TAP Air Portugal Pet Policy.

  • Maximum weight: 8kg / 17.6 pounds (including pets and carrier)
  • Maximum carrier size: 40 x 33 x 17cm 
  • Cost: cost varies – check here

Aircraft Restrictions:

  • Pets are not permitted to be carried in Executive Class on long haul flights. 
  • You are not able to fly into the UK with a pet. 

Visit TAP Air’s website for more info.


TUI Pet Policy.

  • Maximum weight: 8kg / 17.6 pounds (excluding carrier)
  • Maximum carrier size: 55 x 40 x 20 cm (soft-sided crates only)
  • Cost: 50 EUR

Additional information:

  • On all long-haul international flights, pets are not allowed in the cabin.
  • On all non-European destinations in combination with Antwerp, dogs or cats are not allowed

Visit TUI’s website for more information.


United Airlines Pet Policy.

  • Maximum weight: No limit, but must fit comfortably in carrier under seat
  • Maximum carrier size: 46 x 28 x 28 cm (soft-sided) / 44 x 30 x 19 cm (hard-sided)
  • Cost: 125 USD (+ 125 USD service charge for each stopover of more than four hours within the U.S. or more than 24 hours outside the U.S)

Additional information:

  • Pets are not permitted in cabin on the following aircrafts:
    • Boeing 757-200
    • Boeing 767
    • Boeing 777
    • Boeing 778
  • United doesn’t allow pets to fly in-cabin on international flights to and from:
    • Australia
    • Cuba
    • Guam
    • Federated States of Micronesia
    • Hawaii
    • Hong Kong
    • India
    • Ireland
    • Marshall Islands
    • New Zealand
    • Palau
    • Panama
    • Philippines
    • Singapore
    • South Africa
    • Tahiti
    • Trinidad and Tobago
    • UK

Visit United’s website for more info.


Vueling Pet Policy.

  • Maximum weight: 10 kg (including carrier) or 8kg on flights operated by Iberia
  • Maximum carrier size: 45 x 39 x 21 cm (soft-sided crates only)
  • Cost: 50 EUR international

Additional information:

  • Vueling doesn’t allow dogs to fly in-cabin on flights to and from:
    • UK
    • Ireland

Visit Vueling’s website for more information.


Prepare for flying with a pet in cabin on international flights.

1. Select an appropriate, cabin-approved travel carrier.

As mentioned above, different airlines and aircrafts have different size restrictions for carriers. Be sure to check the restrictions for your specific airline, and aircraft.

For example, Delta recommends a soft-sided kennel with maximum dimensions of 18” x 11” x 11” since this fits most aircraft types.

We would recommend using a soft sided carrier as they usually give your pet more space. 

2. Get your pet used to it’s travel carrier.

When flying with a pet in cabin, they will need to stay in its travel carrier for the duration of the journey. So, it’s very important that you spend some time to get your dog used to its travel carrier.

When first introducing your pet to its carrier, take it slow. Lure your dog into their carrier with plenty of treats, and let him/her play and sleep in there as much as possible. You want to avoid forcing your pet into the carrier as this may stress him or her out and may cause a negative association to the carrier. 

3. Train your pet to stay calm.

Your pet will need to be calm and well behaved when flying in cabin. If they show disruptive behaviour, they risk being sent into the cargo area of the plane.

4. Exhaust your pet before the flight.

Try to exhaust your pet a little by increasing the level of activity before your trip. A sleepy pet will be less prone to getting stressed out on the flight, and will likely be better behaved on the flight. 

5. Limit access to food and water before the flight.

When flying with a pet in cabin, your pet won’t be able to go potty. So, it’s a good idea to limit your pet’s access to food before the flight. Additionally, some animals may experience motion sickness if they eat just before a flight. If you are flying in the morning, then feed them the night before. Air Canada suggest feeding your dog four to six hours prior to departure, as a full stomach may cause discomfort during travel. 

Line the bottom of your pet’s travel carrier with a pee pad, just incase they do have an accident.

6. Familiarise yourself with the airport that you are departing from and arriving to.

Most airports will have a dedicated area for pets and service animals to rest. It is actually a legal requirement that all U.S. airports have pet-relief areas available for working animals and pets to rest. Take some photos of the airport maps, so you don’t have to wander around on the day trying to find a resting place.

7. Bring along your pet’s favourite comforts.

To maximise comfort and minimise stress, pop your pet’s favourite blanket or toy in the travel carrier with them. If your pet suffers from separation anxiety, you could even pop one of your t-shirts in the carrier.


Which dog and cat breeds are not allowed in cabin on international flights?

Unfortunately, some airlines have restrictions on the dog and cat breeds they permit on their flights.

This is because of their anatomical abnormalities, short-nosed breeds may be more vulnerable to changes in air quality and temperature in the cargo hold of a plane.

Only certain airlines have these breed restrictions, so while you may not be able to fly with one airline, you may be able to fly with another. However, it’s important that you are confident your pet is healthy enough to fly. 

The following brachycephalic and snub-nosed dog breeds are often not allowed in the cabin on international flights:

  • Affenpinscher
  • American Staffordshire Terrier
  • Boston Terriers
  • Boxers
  • Brussels Griffon
  • Bulldogs (all breeds)
  • Cane Corso
  • Chow Chow
  • Dogue De Bordeaux
  • English Toy Spaniel
  • Japanese Chin
  • Lhasa Apso
  • Mastiff (all breeds)
  • Pekingese
  • Pitbulls
  • Presa Canario
  • Pug
  • Shar Pei
  • Shih Tzu
  • Staffordshire Bull Terrier
  • Tibetan Spaniel

The following brachycephalic and snub-nosed cat breeds are often not allowed in the cabin on international flights:

  • Burmese Cat
  • Exotic Shorthair Cat
  • Himalayan Cat
  • Persian Cat

Documents required for taking pets in cabin on international flights.

The documents required when flying with a pet in cabin will vary depending on which airline you are flying with, and where you are flying from and to. 

You will need more paperwork when traveling internationally, in most cases you will usually require the following:

  1. Microchip certificate
  2. Rabies vaccination certificate
  3. Animal health certificate
  4. Additional vaccination certificates
  5. Rabies titer test results
  6. Parasite treatment certificate

a) Microchip.

Many airlines require microchip documents when flying with a dog or cat in cabin. Not only is it usually a requirement, it is in your best interest. If your pet was to go missing whilst abroad, then you are far more likely to be reunited with a microchip.

Your pet can get microchipped at your local vet or a charity, such as RSPCA.

b) Rabies vaccinations.

If you want your take dog or cat on flights, it is likely that he/she requires a valid rabies vaccination. Particularly when you are taking your pet on an international flight as this is a requirement for entering most countries. 

Most countries require dogs and cats to have their rabies vaccination between 30 days and 12 months prior to importing.

c) Animal health certificate.

Most airlines will require an official animal health certificate issued by an accredited veterinarian when flying with pets in cabin.

In most cases, your health certificate will also need to be endorsed by the country’s authority responsible for the import and export of animals. For example, if you are traveling from the US, you will need your documents endorsed by the USDA. If you are traveling from Canada, you will need to have your documents endorsed by CFIA.

They are normally valid for 10 days.

d) Additional vaccinations.

Depending on where you are flying to, your pet may also require additional vaccinations or treatments.

For example, Turkey requires that all dogs are vaccinated against parainfluenza, leptospirosis, parvovirus, bordetella, hepatitis and distemper before being allowed into the country.  

e) Rabies titer test.

Some countries require pets to have a rabies titer test before entering. This is usually the case when you are traveling from a country that is considered high risk for rabies.

If your pet requires a titer test the process is as follows:

  1. Your pet will have a blood sample taken at least 30 days after the rabies vaccination.
  2. Your vet will then send the blood sample to an approved blood testing laboratory.
  3. Your pet’s blood test results must show a rabies antibody level of at least 0.5 IU/ml.
  4. You must wait 3 months from the date the blood sample was taken before you travel.
  5. The vet will give you a copy of the test results.

f) Parasite treatment.

To enter many countries, dogs are required to be treated against internal and/or external parasites before entering. This includes treatment for tapeworm, fleas, ticks, nematodes and cestodes. 


Frequently Asked Questions

Will I have to pay extra to fly with my dog in cabin?

You will yes. The amount you pay however, will differ between airlines as they charge different amounts. The charge also depends on where you are flying to and from. International flights usually cost more.

Can I fly with my pet in cabin on international flights?

You may be able to, depending on which airline you are flying with, and where you are flying to and from. Some airlines allow dogs and cats in cabin on international flights, such as Aegean Air. Southwest, however, do not let pets in cabin on international flights.

Can I fly with my puppy or kitten in cabin?

This depends on how old your puppy is, and which airline you are flying with. Different airlines have different restrictions on the age of pets that can fly in cabin. Some require puppies and kittens to be at least 8 weeks old, where others require them to be 16 weeks old.

Can I fly with a large dog in the cabin?

Unfortunately, unless your dog is an official service dog, only small dogs are permitted. Most airlines require that pets and travel carriers must have a combined weight of no more than 8kg. There are however some semi-private airlines that will allow large dogs in cabin.


Conclusion

Traveling with your pet is a wonderful opportunity to create lasting memories. Thankfully, several airlines have recognized the importance of allowing pets in the cabin on international flights and have established comprehensive pet policies to accommodate furry travellers. Whether you choose Delta Air Lines, American Airlines, United Airlines, or JetBlue Airways, you can rest assured that your dog will be treated with care and enjoy a safe and comfortable journey by your side.



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4 Things to Know About Pet Travel Insurance

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Traveling with your pet can be so rewarding; but it can also be a huge hassle. Between ever-changing airline policies regarding emotional support animals, to needing to shell out a few hundred dollars for a round-trip flight for your furry friend, traveling can get complicated (and costly) fast.

And that’s if everything goes according to plan. If your pet gets sick or injured while traveling or you have to cancel a trip for an unexpected surgery, things can get really hairy. So it pays to make sure that not only you and your trip are covered by travel insurance, but your pet is, too. Here are four things to know about pet travel insurance.

1. Pet travel insurance vs. pet health insurance

First things first, is pet travel insurance different from pet health insurance? In short, yes. Pet health insurance covers your furry companion’s healthcare needs, whereas pet travel insurance is offered by businesses hired to relocate your pet and only applies to what happens between the beginning and end of a trip.

Pet health insurance covers needs like vet visits, surgery, injuries and dental work. Like your own health insurance, you will pay a monthly or annual premium and can expect deductibles of varying amounts depending on your level of coverage.

Pet travel insurance, on the other hand, only covers your pet during a set period of time. This is usually from point to point and when your pet is traveling unaccompanied, like when you are hiring a service to relocate your pet. The most important distinction is only businesses can buy pet travel insurance, not the pet owner.

🤓Nerdy Tip

“Pet flight insurance” doesn’t exist.

Fortunately, many pet health insurance policies may cover some travel cancellation and health care costs for your pet if your trip gets interrupted because your pet gets sick or injured. To find out if that’s the case, be sure to read your individual policy for details.

2. Pets aren’t covered under most normal travel insurance and trip cancellation policies

Travel insurance and trip cancellation insurance is a handy thing to have when the unexpected happens, as it can help reimburse travel costs if you have to cancel a trip or call it short due to an emergency. Unfortunately, travel insurance and trip cancellation coverage don’t typically cover pets, only human travelers.

In fact, trip cancellation insurance rarely considers pet emergencies, deaths or overbooked pet reservations on an airline as valid reasons for cancellation — though there may be exceptions made in the case of registered service animals.

That said, if you still want the option to cancel travel plans and get reimbursed for your investment in the case of a pet emergency, there may be a way: You can select a travel insurance policy with “Cancel For Any Reason” coverage, which would include pet emergencies.

3. Some pet insurance only covers your pet in the U.S.

While there are some pet health insurance companies that offer cat and dog travel insurance coverage in the form of health care treatment when you’re away from home, not all provide coverage in all places. Some may only cover health issues and care within the U.S. and Canada, while others may reimburse you for services abroad, too (though they may be limited to certain countries).

So before you pick a plan, make sure to read the fine print to know if your pet is covered wherever you plan on traveling together, especially if you’re headed overseas.

» Learn more: How to fly with a dog

4. Pets may require additional info to fly

Do pets need insurance to fly? Generally no, though depending on the airline, you may be required to bring other information and documentation with you when you travel with an animal. Check with your specific airline before booking to ensure you’re following protocol and you don’t miss your flight for lack of appropriate paperwork.

If you’re traveling internationally with your pet and your destination country allows four-legged visitors (not all do), you’ll need an international health certificate and will be required to adhere to any specific requirements set forth by that country.

You can check the Animal and Plant Health Inspection Service site from the U.S. Department of Agriculture for regulations by country.

Pet travel insurance considerations, recapped

Traveling with a pet can be complicated and costly, but pet insurance can bring peace of mind whether you’re road tripping across the country or flying around the world.

Just make sure before you head off on your adventure to check and make sure that your pet’s health insurance policy covers veterinary treatment where you’re headed, find out whether your travel insurance offers coverage for trip cancellation or interruptions insurance because of sick pets, and consider getting a “Cancel For Any Reason” policy so you can change your plans for any and all pet-related reasons.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:



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